Access to credit has been seen as one critical factor that separates the 1st world from the 3rd world. Borrowing is a habit the majority try to avoid, yet can almost not do without. Otherwise, how do we explain the rich and powerful of the world thriving on credit, while the poor barely survive off loans?

This book grants a refreshing perspective to borrowing. The reader would find closure and comfort in the necessity of borrowing genius as a vista to a fulfilled life.

The author explores the concept of borrowing beyond its financial connotations. You would find priceless gems knowing that the truly rich and the powerful live on credit. They don’t live on their own or only on their resources. They use time, knowledge and resources that are not theirs in a very intelligent and productive way to achieve their goals.